How many types of loans does the Kissht app give and where can this loan be used. Along with this, all the information related to what facilities the Kissht app provides are going to be made available.
You must read this article till the end so that this information can prove beneficial for you.
Kissht is India’s fastest credit loan app that offers no credit card EMI for online and offline shopping and also a revolving line of credit at low interest rate with zero collateral.
This app is approved by NBFCs registered with RBI. So friends, let us know what kind of loan the installment (Kissht) app gives.
What Types of Loans does Kissht App Offer?
The Kissht loan app offers various types of loans, the information about which is as follows.
- Online Shopping Purchase Loan
- Quick Personal Loan
- Revolving Line of Credit
Shopping Purchase Loan
The Kissht app provides you customers the facility to buy their favorite items at more than 500 online stores and more than 3000 offline stores.
There is an option of online shopping on the installment app, from where one can get an e-voucher from the installment app. The voucher can be used for shopping on online platforms like Flipkart, Amazon.
This loan can be deposited in EMI for 3 to 24 months with 0% interest rate.
Quick Personal Loan
Installment Loan App provides fast, secure personal loan to salaried and self-employed people. The loan amount through this app ranges from ₹5,000 to ₹1,00,000/- with tenures ranging from 3 to 15 months.
This loan is given on the basis of the credit profile of the individual and this app offers loan at 16% to 26% p.a. interest rate as interest rate for personal loan.
This loan can be used for your daily needs, recharge, petrol, shopping, utility bills, travel or hotel bookings, and any other payment.
Revolving Line of Credit
Installment loan app offers loan to a good self-employed customer with a credit line of 25,000 for a tenure of 2 years. The interest rate for this loan can be taken on the loan at an interest rate of 20% to 28% per annum.
The customer should repay the loan on time to get a better credit limit. Through Kissht App, customers can avail revolving credit line limit of up to ₹30,000.
Note: The interest rate and charges may vary depending on the current risk profile of the customer.
What Facilities Does the Kissht App provide?
Kissht App provides the following facilities to its customers which are as follows.
- You can take a loan without any paper work.
- With this loan app, you can apply from home through 100% online process.
- Credit history is not required to take a loan.
- Security or Guarantor is not required to take a loan
- Loan can be applied only with Aadhar card and Pan card.
- The loan gets approved in just 5 minutes.
- After the loan is approved, you can get the loan amount in the bank account.
Where Can Kissht Loan be Used?
Kissht Loan can be used for construction of house, decoration of house, for family work and marriage functions, for education work like school fees, to buy books, for medical emergency or emergency situation, to buy any electronic item. Can be used for many tasks like freeze, washing machine, to pay credit bills etc.
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In this article, we have provided the information to you on the basis of internet source. If this information becomes old or the terms of this app change in future, then we will not be responsible for it. So whenever you apply for a loan, take it at your own risk. We are not responsible in this it is your own choice. We only provide information about RBI and NBFC approved loan app on this website.
I hope that today’s post has been helpful for you, in which we have told you about the information related to Kissht App. Like what kind of loan does the installment app give and where can this loan be used. Along with this, what facilities does the Kissht app provide, all these questions have been answered. For more information, you can follow RNkhabri.com on the platform on social media.
Kissht App Loan FAQs
Q1. How to get loan from Kissht App?
Ans. With the help of Kissht App, you can get loan in just a few easy steps.
Q2. How long does it take to get installment loan approved?
Ans. It can take a maximum of 24 hours for you to get a personal loan approved with the Kissht App.
Q3. Does Kissht App give loan from Aadhar card?
Ans. Yes, you can take loan from Aadhar card with Kisht App. Apart from this, you should have PAN card, bank statement.