How to Take Personal Loan From Home Credit Money – Apply Online

How to Take Personal Loan From Home Credit Money – Apply Online

Sometimes you must have faced the problem of money, when we need money for personal needs, often no one helps us because before giving money, people think 10 times, friends, looking at your problem, we are in today’s world. In this post, we are going to tell about Home Credit Money Loan which you can use to meet personal needs.

Now this question must be coming in your mind, what is home credit money loan, how can it be taken, eligibility, which documents will be required, you are going to get information related to this in this article.


What is Home Credit Money Loan

Home Credit Money is a personal loan that you can use to meet personal needs. With the help of this, you can provide online personal loan to the salaried and self-employed individuals only through Aadhar card and PAN card.

Home Credit is an international NBFC (Non-Banking Financial Company) currently operating in 9 countries including India.


This company provides various types of loans in India such as Travel Loan, Medical Emergency Loan, Marriage Loan, Small Business Loan, Home Renovation Loan and Education Loan etc.

This company mainly gives personal loans, with the help of which instant loan of more than Rs.2 lakh can be obtained. It is an unsecured loan which is provided to individuals on the basis of their credit history.


How to Take A Personal Loan with Home Credit Money

Home credit money can be taken for personal needs like any unusual expenses, child’s wedding, home renovation or furnishings, children’s higher education, family vacation, or any other dream.

Taking a personal loan with Home Credit Money is very easy, you can apply it online without any paperwork, without any hidden charges through a digital process. It is mandatory to have minimum documents, criteria before applying for Home Credit Money Loan.

How to Apply Personal loan:

Step 1. First of all open Play Store or Home Credit Money official website.

Step 2. Next, register online with your email id and mobile number.

Step 3. Application is to be filled.

Step 4. Fill your basic information like Aadhar card, PAN card.

Step 5. Set your eligibility and choose your loan amount.

Step 6. It may take 5 to 10 minutes for loan approval, so you have to wait.

Step 7. Immediately after the loan is approved, the loan amount is received in your account instantly.

What are the Documents Required to Take Home Credit Money Loan?

The list of documents you need to provide for availing a personal loan from Home Credit Money are:

1. PAN Card
2. Proof of address
3. Source of income
4. Bank account with active net banking facility
5. Aadhar Card XML File
6. Photograph

Loan Eligibility / Eligibility

The criteria for availing a Home Credit personal loan are as follows:

  • You must be an Indian citizen above 19 years of age.
  • You must have an Email, Address Proof and a Mobile No.
  • You must have a functional webcam and internet connection.
  • You should have a valid residential proof and PAN.
  • You must have a personal bank account with access to Internet Banking.

Home Credit Money Loan Interest Rate How Much will it Cost?

You can visit the official website to know the interest rate of Home Credit Personal Loan and can also get information about it from the APP, usually the interest rate (per annum) for Home Credit Personal Loan ranges from 19% to 49% Might be possible. Some banks do not charge interest rates.

Some important things:

  • Time period: 6 months to 36 months
  • Interest Rate: (19%-49%) per annum
  • Loan Amount: (₹25,000 to ₹2,00,000)
  • Processing Fee: 0% to 5%

In case the customer opts for the value added service, an additional charge is levied for the same.

Find Out Such Interest Rates

Let us understand this with an example. If a person takes a loan amount of ₹ 25,000 and the interest rate is 19% p.a. with a time period of 12 months, then the interest payable is as follows:

  • Interest = 5245
  • Monthly EMI= 1260
  • Processing Fee = Nil
  • Total repayment amount in 12 months = 30245

Note: Before taking a loan, please check the annual interest rate and processing.

How Much Can I Take Home Credit Money Loan?

Home Credit personal loans are generally taken by salaried and self-employed individuals. This loan can be availed from ₹25,000 to ₹2,00,000, which can be used to meet personal needs like any unusual expenses, home renovation or furnishings, children’s higher education, family vacation, or any other dream.

Home Credit Money Loan in How Many Days has to be Deposited?

Home Credit personal loan has to be repaid in minimum 6 months and maximum 36 months. It depends on the rules of the company, for which the annual interest rates and processing fees vary.

Note: Before taking a home credit money personal loan, you should know how much loan you are taking and for how long you have to take special care of these things.

Apply this loan only when you have a emergency need.

How to do Home Credit Money Loan EMI Repayment

If you have taken a loan from Home Credit India, then we are going to know about how to repay it.

Make the payment like this:

Step 1. First of all download and install Home Credit India app from Google Play Store.

Step 2. After this user-id has to be login.

Step 3. Create your Security Pin.

Step 4. Here you get to see the loan amount.

Step 5. Click on PAY NOW option.

Step 6. Here you will see your active loans.

Step 7. Click on the loan for which you want to pay the installment.

Step 8. Click on PAY NOW.

Step 9. You can pay through Debit Card, Net Banking.

Step 10. Submit your details to make the payment.

Step 11. Now the option of payment successful will be visible in front of you.

See how easily you can repayment of your loans through Home Credit India app.


I hope that today’s post was helpful for you, in which we have told you how to take personal loans from Home Credit Money? What are the documents required to take a loan? How much will the interest rate be? Information related to how to do Loan EMI Repayment has been told. Follow Facebook Page

www.rnkhabri.com | Get latest news 2023 & live updates from India, live India news headlines, breaking news India. Business, Lifestyle. World, Technology, Sports, Internet, Hosting, Blogging, Career, Astrology, Job, Entertainment News Read all latest India news & top news on India Today News.