How To Take Bandhan Bank Women Group Loan

How To Take Bandhan Bank Women Group Loan

How to take Bandhan Bank Women Group Loan: If it comes to taking women’s group loan, then Bandhan Bank is the most popular bank through which a group of 10 to 15 women can be taken loan under Women Group Loan from ₹ 15000 to ₹ 100000 loan can be done.

If you are a woman and you want to take a loan by forming a group, for your personal needs, to start a new startup, to start your business then you can use Bandhan Bank.

Through this article, we will give you information about women group loan given by Bandhan Bank, such as what is Bandhan Bank Mahila Group Loan, how can I take it, what are the eligibility criteria to take loan, what are the documents required. You can take a loan for the time being, what things should be kept in mind while taking a loan, etc. If you provide other information, then keep reading this article with us till the end.

Bandhan Bank Group Loan For Women

How To take Mahila Group Loan from Bandhan Bank, first a group of 10 to 15 women will have to be formed and then they have to be persuaded to take the loan. If all is correct then you can apply for Srishti Loan in your nearest Bandhan Bank branch.

Bandhan Bank Group Loan For Ladies

Before taking women group loan from Bandhan Bank, you can read the overview given here, so that you will be able to get an idea whether you should take a loan or not, you can apply for both online and offline loan from Bandhan Bank Let’s know about Group Loans:

Loan Name Srishti Loan
Name of the Loan company Bandhan bank
Minimum age for taking Bandhan Bank Women Group Loan Over 18 years
Documents Required PAN Card, Aadhar Card, Income Proof, Address Proof etc.
Interest Rate Starting at 19.45% p.a. interest rate
Loan Submission Timings 1 year to 2 years
How much get will Bandhan Bank Mahila Group Loan? ₹15000 to ₹100000
How to Apply Bandhan Bank Women Group Loan Online Mode / Offline Mode

Bandhan Bank Group Loan For Women Eligibility

Some terms and conditions have been made by Bandhan Bank to take Mahila Group Loan, which is very important to follow. If you will follow these terms and conditions then you can easily get loan with the help of Bandhan Bank.

  • The applicant woman must be an Indian citizen.
  • The age of the female present in the group should be between 18 years to 65 years.
    Identity proof like Aadhar card PAN card will be required to take loan.
  • To apply for the loan, the application form given by Bandhan Bank should be filled by hand.
  • 10 to 15 women will be required to take loan.
  • For loan verification, the woman will also have to provide a joint photo with any of her family members.
  • A mobile number and a smartphone internet connection will be required to avail an online loan.

Note: The bank may ask for other terms of condition according to its terms and conditions, so to apply for the loan, visit your nearest Bandhan Bank branch and apply the loan there.

What documents will be required to take Bandhan Bank Mahila Group Loan If you are a woman and want to take advantage of women group loan from Bandhan Bank to start your business, then you will need some documents which are Is in this type:

Sr No Documents Required
1 Hand Filled Bandhan Bank Application Form
2 Will need a group of 10 to 15 women
3 Aadhar card
4 Pan card
5 Income proof
6 A joint photo with family
7 Group photo
8 Bank statement of last 6 months
9 Bank account number

Bandhan Bank Group Loan For Women Interest rate

Mahila group loan interest rate from Bandhan Bank starts from 19.45% per annum interest rate. Bandhan Bank offers various types of loans to empower women, where the interest rates vary here we have given a table. Where you will get information about the interest rate of Bandhan Bank’s women’s group loan.

Things to Note:

  1. To take a Women Srishti loan from Bandhan Bank, keep some things in mind so that later on taking the loan does not cause any problem.
  2. To take a women’s group loan, make a group of such women who can deposit the loan on time, because if the loan is not deposited on time, then many types of charges may have to be paid.
  3. If you take a loan from Bandhan Bank, you can also get a monthly installment of 7 days. If we consider our opinion, then you should pay the installment in a month because it gives a lot of relief.
  4. While taking a loan, decide what interest rate is being charged.
  5. How long are you taking the loan?
  6. How much time is available to repay the loan.
  7. How much monthly installment will have to be paid.
  8. If you do not deposit the loan on time, what are the fees, charges may have to be paid etc. Be sure to keep in mind other information.

How to Apply for Bandhan Bank Women Group Loan Online?

Before applying online in Bandhan Bank, prepare all the documents and all the details of your group in advance. To apply for Bandhan Bank Srishti Loan from your mobile at home, you can follow the steps given below:

Step1. First of all open the official website of Bandhan Bank.

Step2. Now click on the Business Menu from the homepage.

Step3. Now after this click on Loan for small business.

Step4. After this select Micro Loans from Small Business Section.

Step5. After this click on Talk to us from the small business home page.

Step6. Now here the customer care numbers of Bandhan Bank will appear.

Step7. After that click on Get a callback button.

Step8. Now enter your name.

Step9. After this, wait for some time, a call back will be made from Bandhan Bank in which you will be confirmed whether you have applied for the loan or not.

Step10. Now an executive from Bandhan Bank will come to your home and verify all the documents of your group.

Step11. As soon as all the documents are verified, the loan amount is transferred to your bank account within 7 days.

Note: Offline also you can get women loan by getting your group documents verified from your nearest Bandhan Bank. If our opinion is to be believed, then you should take a loan from your nearest branch because many problems can be faced in taking loan online.

How Many Types of Women Group loans Can be Taken from Bandhan Bank?

Bandhan Bank provides different types of loans keeping in view the needs of women. where the loan amount is high and the interest rate is also low. Bandhan Bank offers the following types of women group loans which are as follows:

  1. Srishti Loan
  2. Sahayata Loan
  3. Micro Bazaar Loan
  4. Subriddhi Loan
  5. Suraksha Loan
  6. Susiksha Loan
  7. Two Wheeler Loan
  8. Su-Awas Saral/ Micro
  9. Home Loan
  10. PM SVANidhi Loan

Bandhan Bank Loan For Women Contact Number

If any kind of problem arises in taking Bandhan Bank Group Loan or if you have any kind of doubt, which is not available on the internet, then you can take advantage of the customer care service, here the solution of all the problems of the applicant.

Call Us: 1800-258-8181, 033-4409-9090

Disclaimer

Through this article, we are only giving information to you whether to apply for the loan or not, it is your own choice, we do not provide the facility of giving loan in any way here, but we provide information related to the loan.

Conclusion

I hope today’s article has been very helpful for you, where we have given information about taking Mahila Group Loan from Bandhan Bank, if you want to ask us any kind of question or if you have any kind of doubt, then below You can give your opinion in the comment box and follow us on social media platform for more information.

Note: Nowadays, many types of frauds have come to the fore regarding women group loans in the market, so if you want to take a loan by adding to the women group loan running in your city town village, then first of all make sure whether you have a loan bank or It is being given by the finance company because in the greed of giving women group loan, some people form their own group and charge exorbitant interest rate service fee and late fee there.

If you feel that the women group loan is going on in your city and it is not registered with the bank or finance company in any way, then in such a situation you can take action against those women group so that people are doing such rigging. To avoid the women group.

FAQ – Bandhan Bank Mahila Group Loan

Q1. A Guarantor will be required for Mahila Group Loan

Ans. A guarantor is not required for taking women’s group loan through Bandhan Bank, you can take the loan on the basis of women’s group

Q2. Where can I use Women Group Loan?

Ans. Women group loans can be used for starting a new startup, starting a small business, for personal needs, for daily expenses, for completing their small tasks.